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Home Equity Loans

Home Equity Loans are available for Kansas and Missouri residents only and only for an OWNER-OCCUPIED SINGLE FAMILY DWELLING. The B&V Credit Union is an Equal Housing Lender. Please contact the B&V Credit Union for a Home Equity Loan application.

The credit union offers two programs:

  • Open-end line of credit with a variable rate which may adjust semi-annually. Variable rate is Prime Rate minus .50%.
  • Closed-end Home Equity is a single disbursement with a variable rate adjusting every 3 years. Max term of 15 years. Variable rate is Prime Rate plus .50%.

In most cases the interest on Home Equity loans are tax deductible, so check with your tax advisor.

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