Home Equity Loans
Home Equity Loans are available for Kansas and Missouri residents only and only
for an OWNER-OCCUPIED SINGLE FAMILY DWELLING. The B&V Credit Union is an Equal
Housing Lender. Please contact the B&V
Credit Union for a Home Equity Loan application.
The credit union offers two programs:
- Open-end line of credit with a variable rate which may adjust semi-annually. Variable
rate is Prime Rate minus .50%. *
- Closed-end Home Equity is a single disbursement with a variable rate adjusting every
3 years. Max term of 15 years. Variable rate is Prime Rate plus .50%. *
In most cases the interest on Home Equity loans are tax deductible, so check with
your tax advisor.
* There is a floor of 5% and a ceiling of 18% that applies to both Home Equity Loan
programs.
General Loan Calculator
Mortgage Loan Calculator
Debt Consolidation Calculator