Loans
We take pride in our loan service, and offer interest rates that are almost always
lower than commercial lending institutions. Credit Life Insurance is provided by
the Credit Union at no cost to the borrower on loans up to $20,000 (some restrictions
may apply). Loans are calculated on simple interest so there is no pre-payment penalty.
Applications are reviewed daily to assure that all loans are processed as quickly
as possible. An application may be pre-approved and held for 60 days.
Loans can be received for the following:
- New and used automobiles
- Boats
- Motorcycles
- Signature loan, including (debt consolidation, small home improvement, furniture,
vacation, etc.)
- Share secured
- Home Equity Line of Credit (Variable rate adjusts semi-annually)
- Extended Home Equity (Single draw, variable rate adjusts every 3 years)
- Extended Warranty
- Gap Insurance
** Home Equity and Extended Home Equity are currently limited to Kansas and Missouri
residents only.
